The CFPB under Trump is undergoing major changes, and HUD layoffs could shake up the mortgage industry—but what does this mean for Realtors, loan officers, and homebuyers? In this must-watch episode, Mike Mills sits down with Aaron VanTrojen, CEO of Geneva Financial, to break down these regulatory shifts and market disruptions. Get the insights you need to stay ahead in 2025’s evolving real estate landscape.

📢 What You'll Learn in This Episode:
🔹 How CFPB deregulation affects mortgage lending & consumer protections
🔹 What HUD layoffs mean for FHA & USDA loan processing
🔹 Will Fannie Mae & Freddie Mac privatization raise mortgage rates?
🔹 Why the real estate market isn’t crashing anytime soon
🔹 How AI & automation are reshaping real estate & mortgage lending

📌 This episode is a must-watch for Realtors, mortgage lenders, and investors looking to stay competitive in today’s changing market.

⏳ Jump to Key Moments with Timestamps:
(0:00) - Welcome & Episode Overview
(2:37) - CFPB Under Trump: What’s Changing?
(6:01) - Mortgage Lending Without CFPB Oversight
(9:55) - Will Deregulation Trigger Another Housing Crisis?
(15:01) - HUD Layoffs: How They Impact FHA & USDA Loans
(21:29) - Fannie & Freddie: Will Privatization Drive Up Rates?
(27:01) - Housing Market Forecast – Is a Crash Coming?
(33:17) - How Interest Rates & Inflation Are Shaping Real Estate
(39:52) - Do We Need a Recession to Fix Housing?
(44:15) - How Realtors & Lenders Can Adapt & Succeed
(48:01) - AI & Automation: The Future of Real Estate
(51:01) - How to Thrive in 2025’s Changing Market

🚀 Take Action – Stay Ahead in Real Estate!
👍 Like this video? Smash that LIKE button & SUBSCRIBE for weekly real estate insights!
💬 Comment below: How do you think CFPB changes will impact real estate?
📢 Share this episode with fellow Realtors & mortgage professionals who need to stay informed!

📚 Resources & Links from This Episode:
🎙️ Podcast Website: https://www.thetexasrealestateandfinancepodcast.com/
🏡 Mike Mills Mortgage Resources: https://linktr.ee/mikemillsmortgage
💼 Geneva Financial – Guest Website: https://www.genevafi.com/

📖 Related Articles & News:
🔗 CFPB Leadership Changes – What It Means for You: https://www.mpamag.com/us/news/general/trump-taps-new-cfpb-director/524825
🔗 HUD Layoffs & FHA Loan Delays: https://www.thetruthaboutmortgage.com/fha-layoffs-40-of-staff-to-be-let-go-in-latest-government-cuts/

CFPB under Trump, HUD layoffs impact, real estate market trends, mortgage regulations, housing market forecast 2025, mortgage rate predictions, Fannie Mae privatization, AI in real estate, Realtor survival strategies, FHA loan processing delays

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The real estate industry is evolving fast, and these regulatory shifts could change how Realtors, lenders, and investors operate. Don’t get left behind—watch now to stay informed and stay ahead! 🚀