📢 Texas Home Insurance Costs Are Exploding! Here’s What You MUST Know
Rising Texas insurance rates are shaking up the real estate market, making it harder for homeowners, investors, and real estate professionals to manage costs. But what’s really behind these skyrocketing premiums—and is there anything you can do about it? In this episode, Mike Mills sits down with top insurance expert Brad Bingham to break down the REAL reasons behind these rising costs and how you can protect yourself and your clients in 2025!

💡 What You’ll Learn in This Episode:
✅ Why Texas insurance rates are rising at historic levels – and what’s fueling the increase
✅ How policy changes are leaving homeowners vulnerable – don’t get caught off guard!
✅ Common insurance mistakes that could cost thousands in the long run
✅ Proven strategies to lower your insurance premiums without sacrificing coverage

⏳ Quick Navigation – Jump to the Most Important Sections!
(00:00) 🚀 Introduction – Why Texas Insurance Costs Are Surging
(03:30) 🔍 The Hidden Policy Changes You NEED to Know
(07:45) 🏡 What Realtors Must Watch for in Home Insurance Policies
(12:15) 🌪️ Weather, Population Growth & the Insurance Crisis
(16:40) 💰 Why Skimping on Coverage Could Cost You BIG
(21:55) ⚠️ The Truth About “Cheaper” Insurance Policies & Deductibles
(28:10) 🏛️ Lawsuits, Fraud & Their Impact on Texas Home Insurance
(33:45) 📈 How Inflation Has TRIPLED Roof & Home Repair Costs
(38:20) 🔑 How to Lower Your Home Insurance Premiums the RIGHT Way
(44:10) 📢 Why Having a Knowledgeable Insurance Agent is Essential
(50:05) 🔮 Will Texas Insurance Rates Ever Go Down? Future Predictions
(56:30) 🎯 Final Thoughts – The #1 Tip to Protect Your Investment

📌 Don't Miss Out – Engage with Us!
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💬 COMMENT below with your biggest takeaway or insurance question!
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🔗 Resources & Connect with Us:
🎙️ Podcast Website: https://www.thetexasrealestateandfinancepodcast.com/
🔗 Mike Mills Mortgage & Socials: https://linktr.ee/mikemillsmortgage

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