Finance 101 Episodes
The Impact of Debt on Rising Mortgage Rates: What You Need to Know
Rising Mortgage Rates are climbing, driven by unprecedented U.S. debt levels, impacting home affordability and the broader market. In this episode, we break down why rates are spiking, analyze current housing data on inventory and pricing trends, and discuss Texas' …
Refinance Rate Trends and Timing: Should You Refinance Now or Hold Of…
Mortgage rates have been on a rollercoaster this year, leaving many wondering about refinance rate trends. Did you miss your chance, or is another opportunity on the horizon? In this episode of The Texas Real Estate and Finance Podcast, Mike …
First-Time Homebuyer Loans: Uncovering the Myths and Realities in 2024
Think you know all about First-Time Homebuyer Loans? Think again! In this episode, Mike Mills uncovers the hidden truths and myths of these loans, discusses recent mortgage rate drops, and analyzes Josh Sitzer's disruptive platform, Landian. Plus, he breaks down …
Mastering Teen Money Management: Jobs, Budgeting, and Investing
Wondering how to teach your teen the art of managing money? This episode reveals practical tips on teen money management, featuring personal experiences from my daughter, Catey Mills. Discover how to help your teen succeed financially and become a responsible …
Understanding Assumable Mortgages: Benefits and Challenges in 2024
What if there was a way to offer your clients mortgage rates below 4%? Join Mike Mills as he explores the ins and outs of assumable mortgages, along with the latest real estate trends in Texas. Enhance your expertise with …
Mastering Teen Financial Literacy: From First Paychecks to College Fu…
"Mastering Teen Financial Literacy: From First Paychecks to College Funding" dives deep into the world of financial independence for teens. Hosted by seasoned mortgage banker Mike Mills and featuring his 16-year-old daughter Catey Mills, this episode tackles how to engage …
Reverse Mortgage Benefits: Enhancing Retirement with Home Equity
Dive into the intricacies of reverse mortgage benefits with our guest, Chris Handy, a seasoned expert in the field. This episode sheds light on how realtors and lenders can utilize reverse mortgage benefits to offer innovative solutions for senior homeowners. …
100th Episode Special: My First Home Loan Story!
In this compelling episode of the Texas Real Estate & Finance Podcast, Mike Mills, an experienced Mortgage Banker with over 13 years in the Dallas-Fort Worth Metroplex, shares the remarkable journey of originating my first home loan. Through this captivating …
From Allowance to Income: Preparing Your Teen for Financial Responsib…
In this episode of the Texas Real Estate & Finance Podcast, Mike Mills, the host, collaborates with his daughter, Catey Jane Mills, to emphasize the vital role of teen financial education. The discussion delves into Catey's personal accounts of establishing …