Housing Market Episodes

The CFPB under Trump is rolling back regulations, and HUD layoffs could disrupt FHA and USDA loan approvals, creating major shifts in real estate and mortgage lending. In this episode, Mike Mills and Aaron VanTrojen, CEO of Geneva Financial, discuss how deregulation may impact lenders, homebuyers, …

Texas home insurance rates are skyrocketing, and real estate professionals need to understand why. In this episode of The Texas Real Estate & Finance Podcast, Mike Mills sits down with insurance expert Brad Bingham to break down the real reasons behind rising Texas insurance rates—from extreme weat…

🚨 The NAR Settlement Update 2025 is shaking up the real estate industry, and Realtors must act fast to stay ahead. With MLS rule changes, buyer agent commission shifts, and new legal risks, staying informed is essential. In this episode, Mike Mills sits down with real estate expert Amy Cearnal to b…

The DFW Real Estate Market is shifting, and 2025 could be a turning point for buyers, sellers, and realtors. With rising inventory, steady mortgage rates, and stabilizing home prices, North Texas presents both opportunities and challenges. Are we finally entering a buyer’s market? In this episode, …

The Real Estate Market 2025 is here, bringing new challenges and opportunities for realtors, investors, and mortgage professionals. With 2023 and 2024 marking the worst home sales since 1995, agents must adapt to shifting mortgage rates, evolving buyer behavior, and increased competition. In this e…

The 2025 Housing Forecast is shaping up to be one of the most unpredictable in years—will home prices crash, or will they keep rising? In this episode, Mike Mills sits down with James Kleimann, Managing Editor at HousingWire, to discuss mortgage rate predictions, housing affordability challenges, a…

Mastering Real Estate Cycles is critical for thriving in a slowing market, and in this episode, Julie Holly shares actionable strategies to help Realtors uncover hidden deals, scale their businesses, and strengthen client relationships. From leveraging social media to creating clear sales cycles, J…

In this episode of The Texas Real Estate and Finance Podcast, we dive into the 2024 presidential election and its potential impact on real estate, focusing on Trump vs. Kamala Harris’s housing policies. Host Mike Mills and D.C. insider Michael Williams break down key policy differences, from afford…

Rising Mortgage Rates are climbing, driven by unprecedented U.S. debt levels, impacting home affordability and the broader market. In this episode, we break down why rates are spiking, analyze current housing data on inventory and pricing trends, and discuss Texas' urgent need for new homes amid lo…

In this episode of The Texas Real Estate & Finance Podcast, we break down the Refinancing Steps Explained, a vital guide for anyone planning to save when mortgage rates drop again. Rates are high now, but they won’t stay that way forever! Learn the five key refinancing steps—from assessing your fin…

Mortgage rates have been on a rollercoaster this year, leaving many wondering about refinance rate trends. Did you miss your chance, or is another opportunity on the horizon? In this episode of The Texas Real Estate and Finance Podcast, Mike Mills breaks down the latest refinance rate trends, Fed r…

The Realtor Board Merger is more than just a local change—it's part of a growing national trend. In this episode, Mike Mills is joined by Corey Harris, president-elect of the Arlington Board of Realtors, to discuss how the MLS Consolidation Trends are reshaping Texas real estate. Corey shares insig…

Think you know all about First-Time Homebuyer Loans? Think again! In this episode, Mike Mills uncovers the hidden truths and myths of these loans, discusses recent mortgage rate drops, and analyzes Josh Sitzer's disruptive platform, Landian. Plus, he breaks down how 2024 presidential housing polici…

Struggling to generate buyer leads in today’s real estate market? In this episode, Mike Mills shares nine powerful strategies top agents use to attract buyers and grow their business in 2024. Learn how to master real estate tactics like building a unique selling proposition, creating lead magnets, …

Navigating housing market regulations is challenging, especially when they affect real estate growth and affordability. In this episode, Mike Mills and Vance Ginn, Ph.D., explore key economic policies, from fiscal strategies to property tax reforms, impacting home prices and inventory. Gain insight…