The CFPB under Trump is rolling back regulations, and HUD layoffs could disrupt FHA and USDA loan approvals, creating major shifts in real estate and mortgage lending. In this episode, Mike Mills and Aaron VanTrojen, CEO of Geneva Financial, discuss how deregulation may impact lenders, homebuyers, …
Texas home insurance rates are skyrocketing, and real estate professionals need to understand why. In this episode of The Texas Real Estate & Finance Podcast, Mike Mills sits down with insurance expert Brad Bingham to break down the real reasons behind rising Texas insurance rates—from extreme weat…
Rising Mortgage Rates are climbing, driven by unprecedented U.S. debt levels, impacting home affordability and the broader market. In this episode, we break down why rates are spiking, analyze current housing data on inventory and pricing trends, and discuss Texas' urgent need for new homes amid lo…
Mortgage rates have been on a rollercoaster this year, leaving many wondering about refinance rate trends. Did you miss your chance, or is another opportunity on the horizon? In this episode of The Texas Real Estate and Finance Podcast, Mike Mills breaks down the latest refinance rate trends, Fed r…
Think you know all about First-Time Homebuyer Loans? Think again! In this episode, Mike Mills uncovers the hidden truths and myths of these loans, discusses recent mortgage rate drops, and analyzes Josh Sitzer's disruptive platform, Landian. Plus, he breaks down how 2024 presidential housing polici…
Wondering how to teach your teen the art of managing money? This episode reveals practical tips on teen money management, featuring personal experiences from my daughter, Catey Mills. Discover how to help your teen succeed financially and become a responsible adult! In this episode of the Texas …
What if there was a way to offer your clients mortgage rates below 4%? Join Mike Mills as he explores the ins and outs of assumable mortgages, along with the latest real estate trends in Texas. Enhance your expertise with these game-changing tips. In this episode, Mike Mills delves into the worl…
"Mastering Teen Financial Literacy: From First Paychecks to College Funding" dives deep into the world of financial independence for teens. Hosted by seasoned mortgage banker Mike Mills and featuring his 16-year-old daughter Catey Mills, this episode tackles how to engage teens in financial convers…
Dive into the intricacies of reverse mortgage benefits with our guest, Chris Handy, a seasoned expert in the field. This episode sheds light on how realtors and lenders can utilize reverse mortgage benefits to offer innovative solutions for senior homeowners. We delve into topics such as equity acc…
In this compelling episode of the Texas Real Estate & Finance Podcast, Mike Mills, an experienced Mortgage Banker with over 13 years in the Dallas-Fort Worth Metroplex, shares the remarkable journey of originating my first home loan. Through this captivating narrative, Mike provides insights into e…
In this episode of the Texas Real Estate & Finance Podcast, Mike Mills, the host, collaborates with his daughter, Catey Jane Mills, to emphasize the vital role of teen financial education. The discussion delves into Catey's personal accounts of establishing her checking and savings accounts, securi…