Realtor Strategies for Falling Rates: How to Guide Clients in a Changing Market
Realtor strategies falling rates are front and center in this episode of The Texas Real Estate & Finance Podcast. How should Realtors guide clients when Fed rate cuts don’t always mean lower mortgage rates? Mike Mills and guest Steve Barton, Executive VP of Sales at Service First Mortgage, break down how bond markets, inflation, and housing inventory truly drive mortgage costs. They share practical strategies for timing refinances, using seller concessions, and building databases that protect lo
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About the Host
Michael Mills
Mortgage Banker
Mike Mills is an accomplished Area Manager with Geneva Financial in Mansfield, TX. With 15+ years of mortgage expertise, he specializes in empowering clients through real estate education and wealth creation. Mike and his team prioritize clear and consistent communication, ensuring a smooth journey from Pre-Approval to Closing and beyond.
Before entering the mortgage industry, Mike had a diverse background that uniquely positions him to relate to clients from all walks of life. He successfully owned two restaurants in the DFW area, demonstrating his entrepreneurial spirit and business acumen. His experience as a merchandise buyer for Radio Shack further honed his skills in strategic decision-making and customer service.
Mike's adventurous spirit led him to explore the world while working for Royal Caribbean cruise lines, allowing him to gain valuable insights into different cultures and perspectives. These diverse experiences have shaped his ability to create the best path to homeownership for all his customers.
In addition to his managerial roles at Verity Mortgage, Mike is also the host of the Texas Real Estate & Finance Podcast. Through this platform, he engages with local Realtors, Investors, Marketing Experts, CPA's, General Contractors, and other professionals. The podcast serves as a valuable resource for real estate agents in Texas looking to expand their industry knowledge. Mike's interviews with industry experts and weekly Real Estate Market updates keep his audience informed about the current issues and trends in the real estate market.
Mike Mills is not just a seasoned mortgage professional; he's a multifaceted individual with a wealth of experiences that enable him to connect with clients and professionals alike. Whether it's helping clients achieve their homeownership dreams or sharing valuable insights through his podcast, Mike's commitment to education, communication, and service excellence shines through in everything he does.