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The Texas Real Estate & Finance Podcast with Mike Mills
Latest Episode

Mortgage Rate Cut Outlook 2025 | Fed Policy, Housing Trends & Realtor Tips

The Mortgage Rate Cut Outlook 2025 is shifting fast, and Realtors need to know what it means for buyers, sellers, and the Texas housing market. In this episode, Mike Mills breaks down the Fed’s latest signals from Jackson Hole, explains why mortgage rates don’t always follow rate cuts, and shares practical Realtor strategies for pricing, concessions, and guiding clients through uncertainty. You’ll also learn how an AI workflow can turn one client meeting into personalized presentations and follo

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Recent Episodes

Aug. 27, 2025

Mortgage Rate Cut Outlook 2025 | Fed Policy, Housing Trends & Realtor Tips

The Mortgage Rate Cut Outlook 2025 is shifting fast, and Realtors need to know what it means for buyers, sellers, and the Texas housing market. In this episode, Mike Mills breaks down the Fed’s latest signals from Jackson Hole, explains why mortgage rates don’t always follow rate cuts, and shares p…
Aug. 12, 2025

Mortgage Rate Forecasting: What Realtors Need to Know for 2025

Confused about when mortgage rates will finally drop? In this episode of The Texas Real Estate & Finance Podcast, we dive deep into Mortgage Rate Forecasting for 2025. Mike Mills sits down with Kendall Garrison, CEO of Amplify Credit Union, to break down the Fed’s recent rate decision, bond market …
Aug. 1, 2025

Realtor CRM AI Integration: Automate Your Business & Maximize Leads

Unlock the power of Realtor CRM AI integration and take your real estate marketing to the next level. In this episode, Mike Mills interviews Adam Gillespie of Apex Elite AI, who shares how agents can use AI tools like Gamma.app, Notebook LM, and Suno to automate lead follow-ups, personalize outreac…
July 22, 2025

The Housing Crisis Explained: Debt, Prices & Why Affordability Is Fading

Housing crisis explained — mortgage rates remain stuck in the 6% range, national debt is ballooning, and home affordability is slipping away fast. In this episode, Mike Mills delivers a sharp, unfiltered look at what’s really keeping buyers sidelined, from $350K starter homes to soaring Treasury yi…
July 14, 2025

How to Build a Winning Real Estate AI Strategy with Ginger Bell

Struggling to stand out in today’s market? Real Estate AI Strategy is no longer optional—it’s your competitive edge. In this episode, Mike Mills and Emmy Award-winning expert Ginger Bell reveal how tools like ChatGPT, Macy 365, and ROAM are helping Realtors automate follow-up, build custom GPTs, an…
July 7, 2025

Summer 2025’s Texas Housing Market Shift: What Realtors Need to Know Now

The Texas housing market shift is flipping real estate upside down with crashing prices, rising inventory, and even Bitcoin-backed mortgages. In this summer 2025 episode, mortgage pro Mike Mills breaks down what Realtors need to know—from Austin’s buyer-friendly boom and the Fed’s inflation standof…

Recent Blog Posts

Aug. 31, 2025

How Realtors Can Use AI and CRM to Automate Follow‑Up

How Realtors Can Use AI and CRM to Automate Follow‑Up Save time, close more deals, and build a smarter real estate business. Introduction: Your CRM Isn’t Just a Rolodex Anymore Let’s be honest — most Realtors say they have a C…

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June 4, 2024

Elevate Your Real Estate Game: A Comprehensive Guide to Boosting Your…

In today's digital age, a robust online presence is not just an advantage for Realtors—it's a necessity for finding leads online. With 97% of homebuyers starting their search online and 88% looking up their agents on the internet after getting…

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June 1, 2024

Unlocking Your Home’s Potential: An Overview of Home Renovation Loans

Are you eyeing that fixer-upper with great potential? Or maybe your current home needs a major facelift? Either way, home renovation loans might be your ticket to turning a house into your dream home. Home renovation loans allow you to finance the c…

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About the Host

Michael Mills Profile Photo

Michael Mills

Mortgage Banker

Mike Mills is an accomplished Area Manager with Geneva Financial in Mansfield, TX. With 15+ years of mortgage expertise, he specializes in empowering clients through real estate education and wealth creation. Mike and his team prioritize clear and consistent communication, ensuring a smooth journey from Pre-Approval to Closing and beyond.

Before entering the mortgage industry, Mike had a diverse background that uniquely positions him to relate to clients from all walks of life. He successfully owned two restaurants in the DFW area, demonstrating his entrepreneurial spirit and business acumen. His experience as a merchandise buyer for Radio Shack further honed his skills in strategic decision-making and customer service.

Mike's adventurous spirit led him to explore the world while working for Royal Caribbean cruise lines, allowing him to gain valuable insights into different cultures and perspectives. These diverse experiences have shaped his ability to create the best path to homeownership for all his customers.

In addition to his managerial roles at Verity Mortgage, Mike is also the host of the Texas Real Estate & Finance Podcast. Through this platform, he engages with local Realtors, Investors, Marketing Experts, CPA's, General Contractors, and other professionals. The podcast serves as a valuable resource for real estate agents in Texas looking to expand their industry knowledge. Mike's interviews with industry experts and weekly Real Estate Market updates keep his audience informed about the current issues and trends in the real estate market.

Mike Mills is not just a seasoned mortgage professional; he's a multifaceted individual with a wealth of experiences that enable him to connect with clients and professionals alike. Whether it's helping clients achieve their homeownership dreams or sharing valuable insights through his podcast, Mike's commitment to education, communication, and service excellence shines through in everything he does.